Arrange your banking with Westpac before you arrive!


If you’re starting life in Australia or thinking about moving down under, we want to help make your arrival and establishment in Australia as smooth and enjoyable as possible. It’s all about how we can help you – with banking, advice and information on ‘things in Australia’ you may not know about or understand.

More than one in three Australians already has a banking relationship with Westpac. You will find Westpac in Australia and around the world. We are also proudly local having been part of Australia since 1817. We are delighted to pass our knowledge on, so that you too can enjoy life and living in your new country.

If you are planning to move to Australia in the near future, you can organize your banking with us before moving. Specifically, you can do the following from overseas:


1. Open a savings or transaction account
Our Westpac Choice account offers an everyday account with unlimited transactions for only $5 a month.Try out our new online account opening system, it only takes 10minutes!

2. Apply for a credit card
You can apply for one of a range of Westpac Credit Cards and if your application is approved, we will organize the credit cards for you to collect at a branch when you arrive in Australia.

3. Apply for a home loan
This is a unique service offered by Westpac’s Migrant Banking as new migrants have traditionally found it difficult to obtain credit until they have established a track record of employment and financial stability in Australia. We assess all credit applications in accordance with normal credit requirements but will take into consideration the special credit strengths of a number of categories of new migrants.

4. Find out your borrowing capacity
If you do not have work arranged, and would like an estimation of your borrowing capacity, based on your future earnings, please complete and return the below form.
Click here to download